Frugal living expert Nicholas Garofola loves adding to his savings accounts. He has learned from experience, and on his YouTube channel he shares what it looks like to quit bad spending habits and start saving money quickly. Up Next: 7 Luxury SUVs That Will Become Affordable in 2025 Learn More: Dave Ramsey Says This is the Best Way to Pay Off Debt As a minimalist, here are several of Garofola’s top tips for easy ways to save money and pay your bills. Save for Things That Lower Expenses The notion is sim ...