Where should your extra cash go? Should you focus on saving money in a high-yield savings account (HYSA) or investing in stocks? These are important questions to ask when you're trying to increase your financial stability and grow your net worth. A high-yield savings account offers security and steady (though modest) growth — perfect for short-term goals and emergencies. Stocks, on the other hand, carry more risk but provide the potential for higher returns over time. Striking the right balance between t ...