This monthly article series provides a top-down analysis of the consumer discretionary sector based on industry metrics. It may also help analyze sector ETFs such as Consumer Discretionary Select Sector SPDR ETF ( XLY ) andFred runs the investing group Quantitative Risk & Value where he shares a portfolio invested in quality dividend stocks, and companies at the forefront of tech innovation. Fred also supplies market risk indicators, a real estate strategy, a bond strategy, and an income strategy in closed- ...