The U.S. health insurance industry, referred to as Health Maintenance Organization (HMO), is poised to benefit from expanding commercial plans suite, which offers higher margins and reduced regulatory risk, while also leveraging favorable financing conditions from 2025 expected interest rate cuts to pursue mergers and acquisitions (M&A). Medicare Advantage rate hikes expected in 2026 are likely to provide additional margin support. However, profitability remains under pressure from rising medical costs link ...