“I live a comfortable life, but the Fed’s decision won’t make a blind bit of difference to me.” (Photo subject is a model.) - MarketWatch photo illustration/iStockphoto Dear Quentin, I don’t want to sound ungrateful, but I have what you may regard as a controversial question: Am I the biggest loser with the Federal Reserve’s interest-rate cut, which I assumed will have happened by the time you read this or, more likely, your readers see this. I’m 68, retired and living in California. I’m on a fixed inco ...