Key Points Ripple, the company behind XRP, has applied for a national trust bank charter. Approval could drive further investor enthusiasm and XRP's price higher in the near term. Long term, however, it could actually drag XRP's price down. 10 stocks we like better than XRP › XRP (CRYPTO: XRP) is having a monster year. The third-largest cryptocurrency is up more than 400% since September of last year. While much of this was driven by the resolution of the Securities and Exchange Commission's years ...