Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Personal finance commentator Dave Ramsey urged a 33-year-old caller to cash out his stock portfolio and put the proceeds toward his mortgage, even though he holds a low 2.875% rate. The Boston-based caller, Nick, explained that he and his wife are raising an 18-month-old with another child on the way. Their household budget is running a $500 monthly deficit, though they have built reserves. The couple has ...