The vast majority of employers who offer retirement plans specifically offer 401(k) plans. Though increasingly popular, 401(k)s are not terribly easy to understand, let alone navigate. In fact, a poll last year found that nearly two-fifths of Americans don’t even know what a 401(k) plan is. Find Out: I Asked ChatGPT When I Could Retire — I Couldn’t Believe the Answer For You: How Far $750K Plus Social Security Goes in Retirement in Every US Region How do you explain in simple, digestible terms what a 401( ...