When it comes to saving $20,000, it’s unlikely that any single financial move will help you achieve that goal in a short amount of time. For instance, you could finally work up the courage to ask your boss for that raise you deserve, but even if your raise equaled an extra$500 each month, it would take you more than three years to get to $20,000. Read Next: 9 Downsizing Tips for the Middle Class To Save on Monthly Expenses Learn More: 10 Genius Things Warren Buffett Says To Do With Your Money In other wo ...