I am a 43-year-old divorced father. I have $315,000 in a traditional individual retirement account (IRA),$90,000 in a Roth IRA, $22,000 in a health savings account (HSA),$8,000 in a 529 college savings account, $30,000 in a traditional 401k,$25,000 in U.S i-bonds, $40,000 invested in exchange-traded funds (ETFs) and$20,000 in cash. I max out my employer’s 401(k) and family HSA each year. At age 57, I’d like to stop most of my full-time employment and start rolling over money from my traditional IRA into ...