A 33-year-old woman from Los Angeles is just getting started on her financial journey. While it's optimal to invest in your 20s, it is never too late to get started. In fact, she's ahead of the people who only got started in their 40s and 50s. She works at a grocery store and makes $22 per hour, but she wants to learn as much about personal finance as possible. That's why she turned to Reddit for some help. "I know nothing about finance and it's one of my biggest regrets not learning," she said. Lucki ...