Key Points XRP was created by Ripple to standardize transactions within the company's payments network. XRP recently hit a new record high as Ripple and the Securities and Exchange Commission (SEC) agreed to settle their five-year legal battle. The SEC is in the spotlight once again, as investors eagerly await the potential approval of the first spot XRP exchange-traded fund. 10 stocks we like better than XRP › XRP (CRYPTO: XRP) is the world's third-largest cryptocurrency, and unlike many of its ...