Monzo is reportedly planning a fresh application for the US banking licence, four years after its previous attempt was halted due to regulatory challenges. The UK-based neobank aims to become a licensed lender in the US to revive its expansion plans there, according to a Financial Times (FT) report, citing two sources. Monzo is anticipating a more favourable reception from the Office of the Comptroller of the Currency (OCC) amid recent deregulatory measures by the Trump administration, the sources adde ...