Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. Brittany from Indiana called into “The Ramsey Show” with what sounded like a dream scenario. She and her husband had paid off their home in 2023, wiped out all debt, and were following Dave Ramsey's “Baby Steps” exactly as he teaches. But when Brittany spoke, she admitted they weren't feeling the payoff they expected. Contentment Can Feel Like A Moving Target “We don't feel the sense of freedom, I guess, ...