Key Takeaways BFH expects credit sales growth from strong consumer spending, new partners, and holiday demand.Average loans are set to rise alongside higher credit sales. Strategic investments in digital innovation, technology, and marketing aim to drive growth. Bread Financial Holdings, Inc. (BFH) shares are trading at a discount compared with the Zacks Financial - Miscellaneous Services industry. Its forward price-to-earnings multiple of 6.28X is lower than the industry average of 24.85X, the Finance sect ...