PresentationHello, everyone, and a very warm welcome to the Austria ON AIR Conference. It is a real pleasure to have you all here today for this very last but not least call and in the special roundtable session. This session is dedicated to the Vienna Insurance Group AG, and we are truly delighted to have the chance to hear from the Investor Relations Manager, Katarzyna Bizon, who will share insights with us in just a moment. So without further ado, let me hand over to you, Katarzyna. The stage is yours.Ka ...