In a falling interest rate environment, it’s more important than ever to ensure your savings are earning a solid return. Putting your money in a certificate of deposit (CD) is one smart way to lock in today’s elevated rates before they’re gone. In fact, many banks and credit unions are offering CD rates of 4% APY and higher. And the best CD rates may be found at your local financial institution. Use the following map to see the highest CD rate available in each state. You can toggle between banks and cr ...