Dave Ramsey, financial guru and founder of Ramsey Solutions, has a very simple approach to retirement planning. Save consistently, avoid (or get out of) debt, invest wisely and view retirement from a long-term perspective. Read More: Dave Ramsey Warns: This Common Habit Can Ruin Your Retirement Learn About: 3 Advanced Investing Moves Experts Use to Minimize Taxes and Help Boost Returns While this might seem like common sense, Ramsey’s financial tips posted to his blog can save retirees (and most anyone el ...