A happy senior couple sitting on a bench together in warm clothinggettyI’m regularly struck by something American investors always seem to take for granted: The many choices we have available to gain financial independence.And investors in closed-end funds (CEFs) make the most of these choices. These high-yielding funds kick out 8%+ dividends on average, and the portfolio of my CEF Insider service, which helps investors make the most of CEFs, pays even more, with its 18 holdings paying a rich average yield ...