HELOC rates remain below the 8% high they hit in August. According to the analytics company Curinos, the average rate on a home equity line of credit is 7.75%. Introductory rates offered by some lenders are near 6% — or even lower. If you're looking for a home equity solution, this may be a good time to get a HELOC. HELOC rates Tuesday, October 21, 2025 According to Curinos data, the average weekly HELOC rate is 7.75%, down more than a quarter point since the beginning of the year. This rate is based o ...