Key Points Working while collecting Social Security can affect your benefits if you aren't yet at full retirement age. The rules about this are changing in 2026. You can work more next year while still getting your Social Security benefits, although you still need to know the limits. The $23,760 Social Security bonus most retirees completely overlook › When you think of retiring, you probably imagine sailing off into the sunset, relaxing on the golf course or the beach, or puttering around your h ...