SmartAsset and Yahoo Finance LLC may earn commission or revenue through links in the content below. With a $1.6 million net worth and$4,500 in monthly expenses, retiring at 63 is a possibility, but quite a bit of that depends on your circumstances. The income your net worth will generate depends first on how much of it is in the form of liquid assets. Your personal risk tolerance is another key factor that will help determine how much your portfolio is likely to earn, as well as how much of the principa ...