Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. A 29-year-old and his wife have more than $120,000 in debt, and that doesn't include their mortgage. The couple mostly got into this situation because of credit card debt, and they are taking out personal loans for big expenses. The 29-year-old isn't sure how to tackle their debt and turned to Reddit for advice. They also have four kids, which is a great accomplishment, but they have to manage various cost ...