Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. You don't need to win the lottery, flip houses, or build the next TikTok. The late Charlie Munger—Warren Buffett's longtime business partner and razor-sharp co-pilot at Berkshire Hathaway—said real wealth starts with one brutal milestone: the first $100,000. At the 1999 Berkshire Hathaway annual shareholder meeting, someone asked the billionaires in the room what they'd do if they were starting over today ...