In a reel posted to Instagram, Ramsey experts Ken Coleman and George Kamel discussed the dumbest financial move Americans can make today. Read Next: Dave Ramsey Says This is the Best Way to Pay Off Debt Find Out: 10 Unreliable SUVs To Stay Away From Buying What is it? Buy now, pay later (BNPL) plans. Find out what the experts have to say about this financial move and how it can affect your money. What Is Buy Now, Pay Later? BNPL is a payment plan that breaks the total amount due at checkout into smaller ...