Key Takeaways Bank of America projects 5-7% year-over-year NII growth for 2026, extending current momentum.Loan demand, deposit stabilization and asset repricing are driving BAC's net interest income outlook.Digital upgrades, AI efficiency and cost control bolster BAC's profitability and lending capacity.Bank of America (BAC) projects a 5-7% year-over-year increase in net interest income (NII) for 2026, after similar growth this year. The outlook reflects the company’s ability to leverage a favorable rate e ...