If it seems like you're paying more — a lot more — for car insurance, you’re not imagining it. Car insurance was up more than 11% in the last year, according to the latest data from the U.S. Bureau of Labor Statistics. According to pricing data provided by Savvy Insurance Solutions, the average cost of a full coverage policy is $190 per month. But you might pay far more than that depending on your coverage, driver demographics, vehicle value, what state you live in, and thanks to tariffs on imported vehic ...