So here’s a look at a few ways to boost your own fiscal health in 2025 — and beyond.Washington’s fiscal woes may seem far removed from everyday life, but the underlying lesson is universal: bad money habits eventually catch up. And unlike the federal government, you can’t just keep raising your own debt ceiling.The downgrade comes just five months after Moody's cut its U.S. credit rating in May — following similar moves by S&P Global in 2011 and Fitch in 2023. It’s hardly a surprise, though. America’s natio ...