For better or worse, your driving skills affect your car insurance rates. If you’re careful behind the wheel, you can pay less for auto insurance and face fewer deductibles. If you drive fast and carelessly, you’re more likely to have tickets, accidents, and higher insurance costs. Fortunately, you can learn and adopt the habits of a good driver. And once you realize how much you can save on your car insurance costs, you’ll be motivated to become a good driver. Learn more: How does car insurance work? T ...