I am pleased to welcome our new Chief Financial Officer, Hal Koury, we announced today, and our new Chief Growth Officer, Rebecca Wooters, we announced a few weeks ago. Hal was most recently the CFO at Goeasy, a leading non-prime focused lender in Canada with relevant experience in point-of-sale financing as well as a lease-to-own retail platform. Prior to joining Goeasy, Hal was the CFO for Walmart Canada Bank and JPMorgan Chase Canada Bank. And Rebecca, our new Chief Growth Officer, was previously the Chi ...