As interest rates shift, savers are looking for safe ways to make their money work harder. Two of the most popular options — high-yield savings accounts and Treasury bills — both offer stability and solid returns, but they serve different needs. Understanding how each one fits into your savings strategy could help you maximize interest earnings without taking on unnecessary risk. So, which is best for you: A high-yield savings account or Treasury bill? The answer mainly depends on how often you need to ac ...