Timothy T. O'Dell, President and CEO, commented "Q3 Earnings were impacted by the full charge-off of a non-customer loan which represented a $7 million nonperforming asset. This exposure, when purchased, was investment grade rated. Based upon recent declines in potential asset realization values we have written off 100$3.7 million increase to provision expense for Q3. As a result, our Credit Quality Metrics have returned to more normalized historic ...