Patterns in consumer credit risk indicate a prominent divide among US based consumers, as some demonstrate “heightened financial resilience,” meanwhile others are now facing growing challenges. These latest insights have come from TransUnion’s (NYSE: TRU) Q3 2025 Credit Industry Insights Report, which also reveals how these shifts “are influencing lending behaviors across key credit markets.”The update from TransUnion noted that the recent trends in consumer credit risk distribution show a fairly steady inc ...