Ryan from Wisconsin called in to The Ramsey Show because instead of making money, his $4.4-million real-estate portfolio is losing it. He earns$5,000 to $19,000 a month in rent from his tenants, which is not enough to service his mortgage debt. He’s now$1.8 million in the hole. Much of it is commercial real estate. “Your rate of return on that portfolio sucks,” Dave Ramsey said, noting that a commercial real estate portfolio should deliver at least 10%. (1) Must Read Ryan explained that he got excite ...