A 2025 study by Payroll Integrations found that nearly half (46%) of Gen Z workers have already raided their retirement accounts. Compare that to just 31% of millennials, who have had more time in the workforce to tap retirement savings (but mostly haven’t). Beyond triggering tax bills and penalties, raiding your retirement accounts also cripples your money’s ability to compound over time. Discover More: Here’s Why Gen Z Is Embracing Frugal Living, According to Brian Jung Find Out: 5 Clever Ways Retirees ...