PresentationWelcome to Lancashire Q3 2025 Earnings Conference Call. The speakers today will be Alex Maloney, Natalie Kershaw and Paul Gregory. I'll now turn the call over to Alex Maloney, Group Chief Executive Officer.Alexander MaloneyGroup CEO & Director Okay. Thank you, operator. Good morning, everyone. Thank you for joining our call today. We're going to take the usual approach. I will give some highlights on the progress the business has made so far this year. Paul will then focus on the underwriting tr ...