Dave Inc. ( DAVE ) just released Q3 results . Growth was solid, and margins are expanding. With a modest customer base, there's still room to deliver growth with their niche overdraft product over time. For that reason, I rate DAVE aI analyze securities based on value investing, an owner's mindset, and a long-term horizon. I don't write sell articles as those are considered short theses, and I never recommend shorting.Former advisory representative at Fidelity. I do my own investing now and share my researc ...