PresentationI will now hand over to your host, Paul Cooper, to begin. Please go ahead.Hello and welcome everyone to the Hiscox Q3 2025 trading update with Paul Cooper, Hiscox Group CFO. My name is Becky, and I'll be your operator today.Paul CooperGroup CFO & Executive Director Good morning everyone, and welcome to our Q3 trading update. I'm Paul Cooper, Group CFO, and today I'll cover growth, our change program, progress, claims, and investments. After that, we will turn to Q&A. The Group's diversified bus ...