PresentationGerard Benson I'm Gerry Benson. I'm a research analyst at Fidelity covering the U.S. banks. And I have the pleasure of hosting Rene Jones of M&T Bank today. M&T is a community-focused banking franchise that provides retail and commercial banking, trust, wealth management and investment services. Founded in 1856, it's headquartered in Buffalo, New York. And at September 30, it had $211 billion in assets. Presenting today for M&T is Rene Jones, Chairman and Chief Executive Officer; Rene has been ...