Like most Florida insurers, Heritage is relatively small, with just $1.43bn in revenues, and has a market capitalisation of$773m. Heritage has diversified away from its FloridaThe author has an honours degree in economics and politics with a focus on economic development. With 36 years of experience in executive management he has extensive knowledge of insurance/reinsurance, Global and Asia Pacific markets, climate change and ESG. He invests in his personal capacity.Analyst’s Disclosure:I/we have no stock, ...