Mortgage and refinance interest rates today, November 12, 2025: Steady, near 2025 lows
Mortgage rates are holding mostly steady. According to Zillow, the average 30-year fixed rate is 6.16%, while the 15-year fixed is 5.61%. Momentum to move substantially lower is lacking. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.16% 20-year fixed: 6.04% 15-year fixed: 5.61% 5/1 ARM: 6.54% 7/1 ARM: 6.51% 30-year VA: 5.61% 15-year VA: 5.35% 5/1 VA: 5.57% Remember, these are the national averages and rounded to the nearest ...