Question-and-Answer SessionI wanted to start with a higher-level question, one that I think will be helpful for investors. Matt, can you frame for us where Q2 sits today within the broader digital banking and fintech ecosystem? How would you describe Q2's competitive differentiation across its [ solutions ]?Matthew FlakePresident, CEO & Chairman of the Board Yes. So Q2 is 22 years old. We're the largest standalone digital banking company in the world. And we provide digital banking, which is the experience ...