Lane V. Erickson / Shutterstock.com Quick Read Social Security allows workers under full retirement age to earn up to $24,480 in 2026 before losing benefits. Workers reaching full retirement age in 2026 can earn up to$65,160 before Social Security withholds benefits. Lost Social Security benefits are recalculated at full retirement age to provide higher future payments. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they ...