There's no question about it that Seeking Alpha is a popular place for dividend investors to research and pick funds or equities that fit their needs for both income and appreciation. The Schwab U.S. Dividend Equity ETFI'm a full time value investor and writer who enjoys using classical value ratios to pick my portfolio. My previous working background is in private credit and CRE mezzanine financing for a family office. I'm also a fluent Mandarin speaker in both business and court settings, previously servi ...