Too many credit cards ask you to earn rewards on their terms: 3% here, 2% there. But what if there were a card that let you earn cash back on the things you actually spend the most on?Luckily, there is: the Bank of America® Customized Cash Rewards credit card. With Bank of America Customized Cash Rewards, you can earn 6% cash back for the first year in the category of your choice -- and you'll get it for no annual fee.Here's how to earn this valuable bonus, plus everything else to know about the Bank of Ame ...