Add in the initial $1,000 government seed money — or$250 for eligible families receiving the Dell gift — and the compound growth potential is substantial.If the account is left untouched without additional contributions, it could balloon to $2.2 million in assets by the time the beneficiary reaches age 60.The math looks compelling on paper. A family contributing the maximum$5,000 annually with a 6% growth rate could see the account reach roughly $191,000 by the time their child hits 18 , according to the ...