insta_photos / Shutterstock.com Key Points The average Social Security benefit for retirees is $2,000 per month or$24K annually. Schwab U.S. Dividend Equity ETF yields 3.80% and focuses on companies with 10+ years of dividend increases. Vanguard High Dividend Yield Index Fund ETF yields 2.39% with a large-cap focus and 0.06% expense ratio. If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expect ...