Joyseulay / Shutterstock.com If you’re looking to build a portfolio that generates steady income for you throughout 2026, you need to look beyond dividend stocks. While they can generate passive income, they also carry risks. On the other hand, exchange-traded funds (ETFs) offer a low-risk way of generating passive income. While the goal isn’t making big money, it is about having a predictable source of income that doesn’t disappoint during market ups and downs. Schwab US Dividend Equity ETF (NYSEARCA:SCH ...