Software agents now plan travel, shop online, and negotiate subscriptions; the next step extends that autonomy from clicks to settlement, since a wallet can be created in code and funded without manual steps. That shift recasts payments as an API call, and it places public chains and stablecoins in the centre of a new transaction layer that never sleeps. The idea is not science fiction for distant horizons; it follows directly from how agents already fetch data, route tasks, and make bounded choices, whic ...