David, good to see you. Thank you so much for being here. Your takeaway from the Fed moves yesterday.>> Hi, Maria. Good morning. I think the rate cuts were too small and too late.Uh they should have started in June and you can wonder why did they wait until now. If they're going to make the cuts now, the cost to the economy has been huge uh because they didn't start earlier. You know, all the interest on the national debt is paid at this rate that the that the Fed is setting.Uh so but but that's that's done ...